Credit Card Compare
繁EN

BOC CMHK Dual Currency Diamond Card

Data last updated 27 October 2026
32.00%
Purchase rate
HK$0
Annual fee
56 days
Interest-free

Do you manage Bank of China (Hong Kong) card listings? Claim on Partner Central

BOC CMHK Dual Currency Diamond Card card
Application

CardIQ

57Good

Good

Overall score, out of 100 · How this works

  • No annual fee80
  • Rewards53
  • Sign-up bonus38

Customer reviews

No reviews yet. Be the first to review the BOC CMHK Dual Currency Diamond Card.

Pros & cons

What's good

  • No annual fee.
  • No fee to add an additional cardholder.

Worth noting

  • First 2 years annual fee waiver for main cards. From year 3, HK$3,800 p.a. (UnionPay Diamond Card per KFS). Perpetual annual fee waiver for additional cards. No mention of tax.
  • Earns no rewards points on spending.
  • No balance transfer or introductory purchase offer.
  • Up to 56 interest-free days on purchases (below the 56-day median).

Card details

The basics

Additional cardholder fee
HK$0 p.a.
Card tier
Platinum
Card type
UnionPay
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
None

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
Not specified
Residency
Not published
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
30.00% p.a.
Purchases
32.00% p.a.

Fees

Additional cardholder fee
HK$0
Annual fee
No annual fee
Cash advance fee
4% of the amount
Foreign transaction fee
1%
Late payment fee
HK$280
Over limit fee
HK$180

Repayments

Interest-free period
Up to 56 days on purchases
Minimum repayment
HK$230 / CNY230 (where applicable for HKD or CNY account respectively) or the summation of item (i) to (iv) (whichever is higher)

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare rewards cards.

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Annual feeHK$0Tied for best (1st of 40 cards)
Overseas fee1.00%Top 10% (2nd of 40 cards)
Interest-free days56 daysBetter than most (12th of 40 cards)
Purchase rate32.00%Better than most (14th of 40 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

Compare side by side

Browse by card type

Compare the BOC CMHK Dual Currency Diamond Card against every other card in its category.

No annual feeRewardsSign-up bonusView all →

Questions and answers

No questions yet. Ask the first one about BOC CMHK Dual Currency Diamond Card.

Sources

Credit Card Compare
Credit card statistics for Hong KongHow CardIQ scores cards
Issuer
Bank of China (Hong Kong)