BOC "HK GO" Credit Card
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CardIQ
Good
Overall score, out of 100 · How this works
- No annual fee77
- Rewards74
- Sign-up bonus53
Customer reviews
No reviews yet. Be the first to review the BOC "HK GO" Credit Card.
Pros & cons
What's good
- No annual fee.
- No fee to add an additional cardholder.
Worth noting
- Perpetual annual fee waiver for main and additional cards as stated on product page. Standard KFS fee for Classic/Private Label Card is HK$220 (main) / HK$110 (supplementary). Tax not mentioned. Waiver is perpetual.
- Earns no rewards points on spending.
- No balance transfer or introductory purchase offer.
- Up to 56 interest-free days on purchases (below the 56-day median).
Card details
The basics
- Additional cardholder fee
- HK$0 p.a.
- Card tier
- Not published
- Card type
- Visa
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- None
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- Not published
- Minimum income
- Not specified
- Residency
- Not published
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 30.00% p.a.
- Purchases
- 32.00% p.a.
Fees
- Additional cardholder fee
- HK$0
- Annual fee
- No annual fee
- Cash advance fee
- 4% of the amount
- Foreign transaction fee
- 1.95%
- Late payment fee
- HK$280
- Over limit fee
- HK$180
Repayments
- Interest-free period
- Up to 56 days on purchases
- Minimum repayment
- HK$230 or the summation of item (i) to (iv) (whichever is higher): (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment; (iii) total over-limit amount; (iv) 1% of outstanding principal balance
Balance transfers
This card has no promotional balance transfer offer.
Introductory purchase offer
This card has no introductory purchase rate offer.
Rewards
This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare rewards cards.
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
- BOC "HK GO" Credit CardvsAmerican Express® Platinum Credit Card
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- BOC "HK GO" Credit CardvsBOC Bliss Card
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- BOC "HK GO" Credit CardvsBOC Chill World Mastercard
- BOC "HK GO" Credit CardvsBOC CMHK Dual Currency Diamond Card
- BOC "HK GO" Credit CardvsBOC Esso World Mastercard
- BOC "HK GO" Credit CardvsBOC Go Card
- BOC "HK GO" Credit CardvsBOC GOOD DAY Platinum Card
- BOC "HK GO" Credit CardvsBOC Henderson Club Visa Card
- BOC "HK GO" Credit CardvsBOC HKCEA Dual Currency Platinum Card
- BOC "HK GO" Credit CardvsBOC HKICPA Platinum Card
Browse by card type
Compare the BOC "HK GO" Credit Card against every other card in its category.
Questions and answers
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Sources
- Credit Card Compare
- Credit card statistics for Hong KongHow CardIQ scores cards