BOC HKMU Dual Currency Platinum Card
Do you manage Bank of China (Hong Kong) card listings? Claim on Partner Central
CardIQ
Good
Overall score, out of 100 · How this works
- Cashback99
- No annual fee80
- Rewards41
- Sign-up bonus28
Customer reviews
No reviews yet. Be the first to review the BOC HKMU Dual Currency Platinum Card.
Pros & cons
What's good
- No annual fee.
- Earns cashback on eligible spending.
- No fee to add an additional cardholder.
Worth noting
- Perpetual annual fee waiver for main cards and additional cards per product page. KFS lists standard Platinum Card fee as HK$1,600 main / HK$800 supplementary but the product page states waiver applies.
- Earns no rewards points on spending.
- No balance transfer or introductory purchase offer.
- Up to 56 interest-free days on purchases (below the 56-day median).
Card details
The basics
- Additional cardholder fee
- HK$0 p.a.
- Card tier
- Platinum
- Card type
- UnionPay
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- None
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- Not published
- Minimum income
- Not specified
- Residency
- Not published
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 30.00% p.a.
- Purchases
- 32.00% p.a.
Fees
- Additional cardholder fee
- HK$0
- Annual fee
- No annual fee
- Cash advance fee
- 4% of the amount
- Foreign transaction fee
- 1%
- Late payment fee
- HK$280
- Over limit fee
- HK$180
Repayments
- Interest-free period
- Up to 56 days on purchases
- Minimum repayment
- HK$230 / CNY230 or the summation of item (i) to (iv) (whichever is higher)
Balance transfers
This card has no promotional balance transfer offer.
Introductory purchase offer
This card has no introductory purchase rate offer.
Rewards
Cashback
- Cashback cap
- HK$100 per month
- Ongoing cashback
- 2% on eligible spend
2% cash rebate on eligible online purchases and eligible mobile payment transactions combined. Maximum HK$100 Cash Rebate per month per card account (main and additional combined).
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
- BOC HKMU Dual Currency Platinum CardvsBlue Cash® Credit Card from American Express
- BOC HKMU Dual Currency Platinum CardvsBOC "HK GO" Credit Card
- BOC HKMU Dual Currency Platinum CardvsBOC Bliss Card
- BOC HKMU Dual Currency Platinum CardvsBOC Cheers Visa Infinite Card
- BOC HKMU Dual Currency Platinum CardvsBOC Chill World Mastercard
- BOC HKMU Dual Currency Platinum CardvsBOC CMHK Dual Currency Diamond Card
- BOC HKMU Dual Currency Platinum CardvsBOC Esso World Mastercard
- BOC HKMU Dual Currency Platinum CardvsBOC Go Card
- BOC HKMU Dual Currency Platinum CardvsBOC GOOD DAY Platinum Card
- BOC HKMU Dual Currency Platinum CardvsBOC Henderson Club Visa Card
- BOC HKMU Dual Currency Platinum CardvsBOC HKCEA Dual Currency Platinum Card
- BOC HKMU Dual Currency Platinum CardvsBOC HKICPA Platinum Card
Browse by card type
Compare the BOC HKMU Dual Currency Platinum Card against every other card in its category.
Questions and answers
No questions yet. Ask the first one about BOC HKMU Dual Currency Platinum Card.
Sources
- Credit Card Compare
- Credit card statistics for Hong KongHow CardIQ scores cards