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BOC Hong Kong Airlines Visa Card

Data last updated 27 October 2026
32.00%
Purchase rate
HK$0
Annual fee
13,000
Bonus points

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BOC Hong Kong Airlines Visa Card card
Application

CardIQ

33Basic

Basic

Overall score, out of 100 · How this works

  • No annual fee42
  • Rewards20
  • Sign-up bonus33
  • Travel35

Customer reviews

No reviews yet. Be the first to review the BOC Hong Kong Airlines Visa Card.

Pros & cons

What's good

  • 13,000 bonus points to start, worth around HK$650 at our 5c-per-point valuation.
  • No annual fee.
  • Earns 1 FWC Point per HK$3 on overseas spend.
  • No fee to add an additional cardholder.

Worth noting

  • The annual fee increases from HK$0 to HK$2,000 in the second year.
  • Earns 1 FWC Point per HK$5 on everyday spend, below the dataset average.
  • Up to 56 interest-free days on purchases (below the 56-day median).

Card details

The basics

Additional cardholder fee
HK$0 p.a.
Card tier
Not published
Card type
Visa
Card use
Personal
Credit limit
Not published
Credit rating
Not published
Rewards program
Fortune Wings Club Points

Eligibility

Instant approval
Not published
Joint application
Not published
Minimum age
Not published
Minimum income
Not specified
Residency
Not published
Temporary residents
Not published

Rates & fees

Ongoing interest rates

Cash advances
30.00% p.a.
Purchases
32.00% p.a.

Fees

Additional cardholder fee
HK$0
Annual fee
No annual fee
Annual fee (year 2+)
HK$2,000 p.a.
Cash advance fee
4% of the amount
Foreign transaction fee
1.95%
Late payment fee
HK$280
Over limit fee
HK$180

Repayments

Interest-free period
Up to 56 days on purchases
Minimum repayment
HK$230 or the summation of item (i) to (iv) (whichever is higher)

Balance transfers

This card has no promotional balance transfer offer.

Introductory purchase offer

This card has no introductory purchase rate offer.

Rewards

Earn rate

Everyday spend
1 FWC Point per HK$5
Bonus categories
None
Other purchases
None
Overseas spend
1 FWC Point per HK$3 on overseas spend
Reduced rate above monthly cap
None
Points cap
Uncapped
Points expiry
—

Sign-up bonus

Bonus spend required
HK$13,000 within first two months including at least 3 mobile payment transactions
Sign-up bonus
13,000 points

Where this card sits vs similar cards

Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.

Overseas fee1.95%Top 25% (10th of 40 cards)
Rewards valueHK$360 a yearTop 25% (5th of 18 cards)
Interest-free days56 daysBetter than most (12th of 40 cards)
Purchase rate32.00%Better than most (14th of 40 cards)
Annual feeHK$2,000 a yearNot as good as most cards (30th of 40 cards)
Sign-up bonusHK$650Not as good as most cards (9th of 11 cards)

Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.

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Questions and answers

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Sources

Credit Card Compare
Credit card statistics for Hong KongHow CardIQ scores cards
Issuer
Bank of China (Hong Kong)