BOC SaSa Dual Currency Credit Card
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CardIQ
Strong
Overall score, out of 100 · How this works
- Cashback99
- No annual fee80
- Rewards40
Customer reviews
No reviews yet. Be the first to review the BOC SaSa Dual Currency Credit Card.
Pros & cons
What's good
- No annual fee.
- Earns cashback on eligible spending.
- No fee to add an additional cardholder.
Worth noting
- Perpetual annual fee waiver for main and additional cards issued after 1 January 2023. Standard Platinum Card fee is HK$1,600 (main) / HK$800 (supplementary) per annum before waiver. No tax mentioned.
- Earns 1 point per HK$1 on everyday spend, around the dataset average.
- No balance transfer or introductory purchase offer.
- Up to 56 interest-free days on purchases (below the 56-day median).
Card details
The basics
- Additional cardholder fee
- HK$0 p.a.
- Card tier
- Platinum
- Card type
- UnionPay
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- Gift Points
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- Not published
- Minimum income
- Not specified
- Residency
- Not published
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 30.00% p.a.
- Purchases
- 32.00% p.a.
Fees
- Additional cardholder fee
- HK$0
- Annual fee
- No annual fee
- Cash advance fee
- 4% of the amount
- Foreign transaction fee
- 1%
- Late payment fee
- HK$280
- Over limit fee
- HK$180
Repayments
- Interest-free period
- Up to 56 days on purchases
- Minimum repayment
- HK$230 / CNY230 or the summation of item (i) to (iv) (whichever is higher): (i) total outstanding billed interest, fees and charges; (ii) any overdue minimum payment; (iii) total over-limit amount; (iv) 1% of outstanding principal balance
Balance transfers
This card has no promotional balance transfer offer.
Introductory purchase offer
This card has no introductory purchase rate offer.
Rewards
Earn rate
- Everyday spend
- 1 pt per HK$1
- Bonus categories
- None
- Other purchases
- None
- Overseas spend
- None
- Reduced rate above monthly cap
- None
- Points cap
- Uncapped
- Points expiry
- —
Cashback
- Cashback cap
- HK$100 per month
- Ongoing cashback
- 5% on eligible spend
5% cash rebate on Sa Sa retail stores and SaSa.com spending via UnionPay App, Apple Pay or Huawei Pay. Capped at HK$100 per card account per month.
Sign-up bonus
- Bonus spend required
- —
- Sign-up bonus
- —
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
- BOC SaSa Dual Currency Credit CardvsAmerican Express® Platinum Credit Card
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- BOC SaSa Dual Currency Credit CardvsBOC Esso World Mastercard
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- BOC SaSa Dual Currency Credit CardvsBOC GOOD DAY Platinum Card
- BOC SaSa Dual Currency Credit CardvsBOC Henderson Club Visa Card
- BOC SaSa Dual Currency Credit CardvsBOC HKCEA Dual Currency Platinum Card
Browse by card type
Compare the BOC SaSa Dual Currency Credit Card against every other card in its category.
Questions and answers
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Sources
- Credit Card Compare
- Credit card statistics for Hong KongHow CardIQ scores cards