Dah Sing MyAuto Credit Card
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CardIQ
Strong
Overall score, out of 100 · How this works
- No annual fee75
- Rewards85
- Sign-up bonus60
Customer reviews
No reviews yet. Be the first to review the Dah Sing MyAuto Credit Card.
Pros & cons
What's good
- The 31% p.a. purchase rate is among the lowest ongoing purchase rates (the median card charges 32% p.a.).
- No annual fee.
- Up to 60 interest-free days on purchases, longer than most cards.
Worth noting
- The KFS lists annual fees by card tier (Classic HKD300, Gold/Titanium HKD600, Platinum HKD1,800, World Mastercard HKD2,000). The MyAuto card product page states "First 2 Years Annual Fee Waiver". Tax inclusion not stated. Waiver applies for first 2 years.
- Requires a minimum income of HK$150,000 a year.
- Earns no rewards points on spending.
- No balance transfer or introductory purchase offer.
Card details
The basics
- Additional cardholder fee
- HK$150 p.a.
- Card tier
- Not published
- Card type
- Not published
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- None
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- 18 years old
- Minimum income
- HK$150,000 p.a.
- Residency
- You must be a Hong Kong resident
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 31.00% p.a.
- Purchases
- 31.00% p.a.
Fees
- Additional cardholder fee
- HK$150
- Annual fee
- No annual fee
- Cash advance fee
- —
- Foreign transaction fee
- 2.95%
- Late payment fee
- HK$300
- Over limit fee
- HK$200
Repayments
- Interest-free period
- Up to 60 days on purchases
- Minimum repayment
- If the Monthly Statement Balance is HKD / RMB200 or above, all interest and fees and charges including annual membership fees that may be charged, plus 1% of outstanding principal or HKD / RMB200 (whichever is higher)
Balance transfers
This card has no promotional balance transfer offer.
Introductory purchase offer
This card has no introductory purchase rate offer.
Rewards
This card doesn't earn rewards points. It focuses on a low cost of ownership instead. If earning points matters to you, compare rewards cards.
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
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Browse by card type
Compare the Dah Sing MyAuto Credit Card against every other card in its category.
Questions and answers
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Sources
- Credit Card Compare
- Credit card statistics for Hong KongHow CardIQ scores cards
- Issuer
- Dah Sing Bank