DBS COMPASS VISA

Cash advancesAbout cash advances

29.42% p.a.About this cash advances

PurchasesAbout purchases

31.10% p.a.About this purchases

Additional cardholder feeAbout additional cardholder fee

HK$900

Annual feeAbout annual fee

No annual feeAbout this annual fee

Annual fee (year 2+)About annual fee (year 2+)

HK$1,800 p.a.

Cash advance feeAbout cash advance fee

4% of the amount

Foreign transaction feeAbout foreign transaction fee

1.95%About this foreign transaction fee

Late payment feeAbout late payment fee

HK$350

Over limit feeAbout over limit fee

HK$250

Interest-free periodAbout interest-free period

Up to 60 days on purchasesAbout this interest-free period

Minimum repaymentAbout minimum repayment

If the total outstanding balance is HK$300 or above, the minimum payment is the sum of the followings: 1. all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement; 2. any amount in excess of the credit limit incurred after last statement date; and 3. 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the credit card account; or HK$300, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$300, the minimum payment is the total outstanding balance.

Ongoing cashbackAbout ongoing cashback

8% on eligible spend

Up to 8% InstaRedeem rebate on local supermarket spending on Super Wednesdays; up to 3% rebate on retail transactions via AliPay, AliPayHK or WeChat Pay.