Standard Chartered Simply Cash Visa Card
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CardIQ
Basic
Overall score, out of 100 · How this works
- Cashback74
- Rewards0
Customer reviews
No reviews yet. Be the first to review the Standard Chartered Simply Cash Visa Card.
Pros & cons
What's good
- Earns cashback on eligible spending.
- No fee to add an additional cardholder.
Worth noting
- Principal Card HK$2,000 per year; Supplementary Card waived. No waiver condition stated in KFS. Tax inclusion not mentioned. The HK$2,000 annual fee is still toward the top of the market (the median is HK$0).
- The 33.361% p.a. purchase rate sits in the most expensive quarter of cards (the median is 32% p.a.) if you carry a balance.
- Requires a minimum income of HK$96,000 a year.
- Earns no rewards points on spending.
Card details
The basics
- Additional cardholder fee
- HK$0 p.a.
- Card tier
- Not published
- Card type
- Visa
- Card use
- Personal
- Credit limit
- Not published
- Credit rating
- Not published
- Rewards program
- None
Eligibility
- Instant approval
- Not published
- Joint application
- Not published
- Minimum age
- 18 years old
- Minimum income
- HK$96,000 p.a.
- Residency
- Hong Kong resident
- Temporary residents
- Not published
Rates & fees
Ongoing interest rates
- Cash advances
- 30.92% p.a.
- Purchases
- 33.36% p.a.
Fees
- Additional cardholder fee
- HK$0
- Annual fee
- HK$2,000 p.a.
- Cash advance fee
- 3.5% of the amount
- Foreign transaction fee
- 1.95%
- Late payment fee
- HK$350
- Over limit fee
- HK$180
Repayments
- Interest-free period
- Up to 56 days on purchases
- Minimum repayment
- All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HK$220, whichever is higher.
Balance transfers
This card has no promotional balance transfer offer.
Introductory purchase offer
This card has no introductory purchase rate offer.
Rewards
Cashback
- Ongoing cashback
- 1.5% on eligible spend
- Sign-up cashback
- HK$1,200
- Spend required
- HK$3,000 in 2 months
1.5% on local currency spending; 2.0% on foreign currency spending. No cap stated.
Where this card sits vs similar cards
Compared with every other personal credit card we list that has the feature. The further right the dot, the better this card does.
Data as at October 2026. Rates change often, so check the issuer's terms. Factual information, not a recommendation.
Compare side by side
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Browse by card type
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Questions and answers
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Sources
- Credit Card Compare
- Credit card statistics for Hong KongHow CardIQ scores cards
- Issuer
- Standard Chartered